Secure Your Family’s Future with the Leaders in Survivorship Life Insurance.
With more than 40 years of expertise, we specialize in tax-efficient second-to-die policies that protect your estate and provide a lasting legacy for your loved ones.
Trusted Expertise
40+ Years of Experience: As the nation’s leading online brokerage, we provide the stability and knowledge required for complex estate planning.
Top-Rated Carriers: We shop all the major firms to ensure you receive the highest quality coverage at the lowest possible premium.
Strategic Protection
Estate Tax Efficiency: Discover the most cost-effective way to manage estate taxes and preserve your capital.
100% Satisfaction Guarantee: Your peace of mind is our priority. If you choose to terminate your policy within the first year, 100% of your paid premium is returned.
Specialized Solutions
Medical Impairments: We specialize in securing coverage for clients with health histories involving heart disease, diabetes, or cancer.
Legacy Planning: Whether for estate taxes or a special needs child, we provide coverage built to stand the test of time.
You are Insurable at Reasonable Rates!
(Medical Impairments OK)
Sample Rates for a $l,000,000 Survivorship Life Death Benefit
| Ages of Mr. & Mrs. (non-smokers) | Level Annual Premium | -OR- One Pay Single Premium | Death Benefit |
|---|---|---|---|
| 60/60 | $9,694 | $178,921 | $1,000,000 |
| 65/65 | $13,489 | $236,534 | $1,000,000 |
| 70/70 | $17,795 | $291,865 | $1,000,000 |
| 75/75 | $27,275 | $408,052 | $1,000,000 |
| 80/80 | $39,219 | $523,288 | $1,000,000 |
*Guaranteed by billion-dollar insurance companies. Preferred premiums based on current assumptions to age 100. Medical Impairments O.K., smokers/rated policies require higher premiums. Other amounts and ages available.
A Message from Our Founder & CEO
Insurance Carriers
Although our inventory of top-rated companies is constantly changing, we can shop 70-80 companies for second-to-die insurance, such as Prudential, MetLife, Transamerica, ING, John Hancock, AXA and Principal, to name a few.
