With over 40 years experience as a life insurance broker representing only the highest rated companies, we are the largest internet-based brokerage specializing in second-to-die or survivorship life insurance policies.

  • Number One – We are the #1 online survivorship life insurance brokerage.

  • Estate Tax – The survivorship life insurance policy is the cheapest way to pay estate tax.

  • Top Firms – Our team shops all the top firms to find you the best second-to-die life insurance policy with the lowest premium.

  • Medical Impairments – Medical impairments (e.g., prostate, diabetes, high blood pressure, heart disease, cancer history, etc.) are okay!

  • Return of Premium Guarantee – If during the first year you decide for any reason to terminate the policy, you will be returned 100% of the paid premium.

  • 40+ Years – We are a life insurance clearinghouse with over 40 years of experience.

Want learn more? Fill out our free quote request form and let’s see how we can serve your needs.

Quick Survivorship Life Tutorial

Jerry A. Orefice, CLU
(Read bio

You Are Insurable At Reasonable Rates!

(Medical Impairments OK)

Survivorship Life Death Benefit

Ages of Mr. & Mrs.
Annual Premium
-OR- One Pay
Single Premium
Death Benefit
60/60 $8,078 $143,152 $1,000,000
65/65 $11,099 $187,468 $1,000,000
70/70 $14,500 $229,157 $1,000,000
75/75 $22,013 $319,392 $1,000,000
80/80 $30,254 $387,686 $1,000,000

*Guaranteed by billion-dollar insurance companies. Preferred premiums based on current assumptions to age 100. Medical Impairments O.K., smokers/rated policies require higher premiums. Other amounts and ages available.

Medical Impairments

You will qualify with medical impairments.

Estate Tax

Survivorship life insurance policies are the cheapest way to pay estate tax.

Important Points

Learn more about how we can help with your situation.

Free Analysis

Our free analysis of your current policy could save you money!

“All we do is survivorship insurance; we broker with all the top companies in the world.”


Insurance Carriers

Although our inventory of top-rated companies is constantly changing, we can shop 70-80 companies for second-to-die insurance, such as Prudential, MetLife, Transamerica, ING, John Hancock, AXA and Principal, to name a few.

Discover Survivorship Life

By specializing only with Survivorship Life policies and having a long solid track record with the top insurance companies, we have the clout to obtain very favorable rates.