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5-Minute Tutorial
“Understanding Survivorship Life Insurance Policies”

Jerry A. Orefice, CLU
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You are insurable at reasonable rates!

The following examples of 2nd to die benefits are based on a $1,000,000 tax-free, guaranteed death benefit (other amounts available):

Ages of Mr. & Mrs.
Guaranteed Level
Annual Premium
-OR- One Pay
Single Premium
Guaranteed Level
Death Benefit
60/60 $9,035 $149,952 $1,000,000
65/65 $11,476 $175,398 $1,000,000
70/70 $16,061 $218,803 $1,000,000
75/75 $21,547 $252,700 $1,000,000
80/80 $34,893 $423,100 $1,000,000

* Guaranteed by billion dollar, highest rated insurance companies. Best class premiums based upon current assumptions to age 100, smokers/rated policies require higher premiums. Other amounts and older ages available.